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The Loan Fund holds assets of more than $9.1 million for lending to Florida non-profit organizations working on affordable housing, economic development and essential social service projects in low-income communities across the state. Our resources come from a wide range of investors and contributors. 
Contributors and investors also support the Loan Fund by providing different types of capital investments and contributions that include Equity Capital, Debt Capital, Equity Equivalent Investments and General Operating Support. 
All four of these types of resources are essential to the lending and operations of the Loan Fund. Equity Capital Gives stability to the Loan Fund; allows it to grow and take necessary risks, make more and larger loans to non-profit groups and attract matching debt loan capital from other sources. This type of capital stays with the Loan Fund in perpetuity allowing it to be relent many times over.
Debt Capital Gives scope to the Loan Fund; allows it to substantially expand the size of its loan portfolio over 7-10 year time horizons; offers communities increased access to affordable loan capital that might not otherwise be traditionally available to them; extends the reach of conventional lenders and other public institutions seeking to achieve a higher or more targeted social impact through the use of their community reinvestment funds in partnership with the Loan Fund.
Equity Equivalents (EQ2) Investments A hybrid between the first two types of capital; EQ2's are debit investments with equity-like features.
General Operating Gives core support to the Loan Fund; allows it to professionally staff its lending functions, provide essential technical and organizational capacity building assistance to non-profit organizations, offer borrower workshops and outreach services, and develop new loan products or special lending initiatives to address compelling social or economic community development needs.
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