FCLF provides capital and expertise to help projects succeed and improve low-income communities through its 3 distinct financing programs:

Community Development Fund: Through this lending program FCLF makes commercial loans for affordable housing, supportive housing, the development of community facilities and economic development projects.

Florida Preservation Fund: This program provides developers access to lower rate loans to preserve affordable multifamily rental housing in Florida.

New Markets Tax Credit Strategies: This federal program allows tax credits for qualified low income community investments. Loans are for the construction or major renovation of real estate projects located in highly distressed, low-income census tracts.

We also offer technical assistance to our borrowers, either through our knowledgeable staff or outside technical experts.

cindy-fran-nelson-sidebar.jpg
FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, thus broadening our platform and deepening our portfolio of products and services.
- Kent Adcock, Chief Executive Officer, Habitat for Humanity of Lake-Sumter, FL