FCLF provides capital and expertise to help projects succeed and improve low-income communities through its 3 distinct financing programs:

Community Development Fund: Through this lending program FCLF makes commercial loans for affordable housing, supportive housing, the development of community facilities and economic development projects.

Florida Preservation Fund: This program provides developers access to lower rate loans to preserve affordable multi-family rental housing in 26 Florida Counties.

New Markets Tax Credit Strategies: This federal program allows tax credits for qualified low income community investments. Loans are for the construction or major renovation of real estate projects located in highly distressed, low-income census tracts.

We also offer technical assistance to our borrowers, either through our knowledgeable staff or outside technical experts.


    We are grateful to FCLF, who believed in our mission and financed our project. The staff took time to visit and review our plans, and today we operate at full capacity.

    - Stephen Alvarez, Executive Director, New Hope C.O.R.P.S., Inc.