FCLF provides capital and expertise to help projects succeed and improve low-income communities through its 3 distinct financing programs:

Community Development Fund: Through this lending program FCLF makes commercial loans for affordable housing, supportive housing, the development of community facilities and economic development projects.

Florida Preservation Fund: This program provides developers access to lower rate loans to preserve affordable multi-family rental housing in 26 Florida Counties.

New Markets Tax Credit Strategies: This federal program allows tax credits for qualified low income community investments. Loans are for the construction or major renovation of real estate projects located in highly distressed, low-income census tracts.

We also offer technical assistance to our borrowers, either through our knowledgeable staff or outside technical experts.

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    Thanks to FCLF for providing a new construction loan for 6 homes, and seeing our project through to a successful completion.

    - Jill McReynolds, Executive Director, HANDS of Central Florida