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Investor Types:Churches and Religious Groups

The Loan Fund welcomes religious investors of all faiths.

Today 20 religious investors provide 8% or $731,000, of the Loan Fund's total available loan capital for lending. Investments by religious investors range in size from $1,000 to $250,000 and come from all parts of Florida and the U.S.

Investments made by communities of faith earn a 2-3% return on their investments over a 7-10 year period in addition to the satisfaction of knowing that their investments are working to demonstrate through social action the compassionate and humanitarian tenets of their faith.

Religious investors provide the Loan fund with the "patient capital" that enables the Loan Fund to participate in supporting its most important, high risk, and critical social impact projects. Community projects such, as housing for Florida farm worker families, childcare for families with HIV/AID's, homes for teen mothers, residential drug and alcohol treatment centers, elder care and senior citizen housing.

By relying on the underwriting skill and experience of the Loan Fund's professional staff, religious investors can trust that their investments will not only meet important charitable human needs but rest on sound financial management and business-like practices. Their investments are also protected by the Loan Fund's relatively conservative stewardship of its investment and loan portfolios which ensures the long term stability of the Loan Fund and minimizes loan losses.

The Loan Fund's first investment capital was provided by the "widow's mites" of religious Catholic orders of nuns as tithings from their religious community's pension funds.

These religious orders were quickly joined by all seven of Florida's Catholic Dioceses, and by contributions from other religious denominations, including the United Unitarian Universalists and the Lutheran Church-Missouri Synod. Presbyterian Church USA parishes, as well as individual Catholic Dioceses, have taken the lead in providing or pledging additional loan capital for specific community projects as collateral for Loan Fund loans.

Since the Loan Fund's inception in 1996, 95% of all religious investors have renewed their initial investments in the Loan Fund. We are grateful to have kept their faith and renewed confidence in our work.

If your church, synagogue or religious order:

Is working on a
community project
in Florida's low-income
communities that could
benefit from working
with the Loan Fund,
Would like to learn
more about investing
in the Loan Fund, or
Have the Loan Fund
make a presentation
as part of your social
ministry programs
Please Contact Us

RELIGIOUS INVESTORS
Archdiocese of Miami
Diocese of Palm Beach
Diocese of St. Augustine
Diocese of Venice
Evangelical Lutheran Church in America
Jewish Funds for Social Justice
Missionary Sisters of the Most Sacred Heart
Oblates of St. Francis de Sales
Our Lady of Victory Missionary Sisters
Religious del Sacro Cuore di Maria, Curia
Religious of the Sacred Heart of Mary
School Sisters of Notre Dame (Maryland)
School Sisters of Notre Dame (Milwaukee)
Sisters of Charity of St. Elizabeth
Sisters of Charity of the Blessed Virgin Mary
Sisters of Providence
Sisters of St. Francis of Philadelphia
Sisters of St. Francis of Tiffin, Ohio
Sisters of St. Joseph of Carondelet
Sisters of the Holy Names of Jesus and Mary
Sisters of the Humility of Mary
Sisters of the Presentation of The Blessed Virgin Mary
Sisters of the Sacred Heart of Mary
Sisters, Servants of the Immaculate Heart of Mary
Society of St. Teresa of Jesus
Union for Reform Judaism




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Many people in the areas in which we work and live have benefited greatly from the services provided by the Florida Community Loan Fund.

Thomas M. Poitras, Vice President, Trustco Bank,
December 2009
Disclaimer | Site Map   ©2012 Florida Community Loan Fund. All rights reserved.
Content last updated on 04/11/2007.