FCLF's Board of Directors includes representatives from organizations all over the state of Florida, representing our Investors, our Borrowers, and Technical Experts.


Victor Rivera
Senior Vice President Commercial Banking Manager for Charleston SC, First Citizens Bank

Rivera V 2024

Victor Rivera is the Senior Vice President/Commercial Banking Manager Charleston SC, for First Citizens Bank. Prior to joining First Citizens, Victor worked for Civic Builders, a nonprofit developer and lender supporting the creation and growth of high-quality public charter schools. In his role with Civic Builders, Victor led the lending team responsible for $100MM in annual loan production to high-quality charter schools in underserved communities.

With over 30 years of experience in the Financial Services sector, Victor is a seasoned professional dedicated to supporting his community. Previously, Victor worked for Bank of America for 31 years where he held several Executive roles in Business Banking, Small Business and Consumer Bank lines of businesses. Additionally, Victor is a committed volunteer, having chaired loan committees and served on the boards of community nonprofit organizations, where he has played a key role in fundraising and raising awareness. In addition to Florida Community Loan Fund, he serves on the board of directors of BlueHub Capital, is Chairman of the Blue Hub Loan Fund, and serves on the board of Palmetto Goodwill.

Victor holds a Bachelor’s Degree in Business Administration with a major in accounting from the University of Puerto Rico.

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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