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FCLF's Board of Directors includes representatives from organizations all over the state of Florida, representing our Investors, our Borrowers, and Technical Experts.


Dr. Germaine Smith-Baugh
President and CEO, Urban League of Broward County, Fort Lauderdale

Dr. Germaine Smith-Baugh, FCLF Board MemberDr. Germaine Smith-Baugh is President and CEO of the Urban League of Broward County – a nonprofit organization dedicated to elevating the standard of living for families in underserved urban communities. 

In 2006, Dr. Smith-Baugh was appointed as the only woman and the youngest administrator to lead an Urban League affiliate in Florida. She is credited with several achievements including the opening of a $9 million Community Empowerment Center located in the Historic Sistrunk Community. In 2015, Germaine spearheaded efforts to secure Greater Fort Lauderdale as the premier destination for the National Urban League Conference which attracted over 13,000 attendees and generated an estimated economic impact of $10 million for the region.

Germaine's philanthropic leadership extends well beyond her work with ULBC. In addition to serving on the FCLF board, she serves on the boards of the  Commonwealth Institute of South Florida and Grounded Solutions Network. She is the founding member of the Florida State University Chapter of SISTUHS, an organization established to foster the personal growth and development of African American women. She is a graduate of the Leadership Florida 2015-16 Class, was inducted into The Jim Moran's Institute of South Forida Fellows and Broward County Women's Hall of Fame, and has received leadership and service honors from Broward Black Elected Officials, Delta Sigma Theta, and United Way of Broward County.

A native of St. Thomas, Virgin Islands, Germaine holds a dual bachelor's degree in business communications, a master's degree in social work administration, and a doctorate in organizational leadership with a concentration in nonprofit leadership and management. Dr. Smith-Baugh resides in Broward County with her husband Paul and their children Allan and Victoria.

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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