
Carelle Bailey started with FCLF in 2011, and supports all aspects of our Finance Department including audit and compliance. She has over 16 years’ experience in accounting, banking and finance and has worked in the areas of travel and investment. Ms. Bailey earned a degree in Accounting from Florida Metropolitan University, and an MBA from Everest University.
Rich Rollason joined FCLF in March 2009. As the Development Officer he expands relationships with financial institutions, foundations and religious organizations, evaluating opportunities to reach mutual community development goals in Florida. Mr. Rollason is responsible for assisting the CEO in securing capital required to ensure the success of FCLF’s Community Development and Florida Preservation Fund programs, including meeting with representatives of banks and foundations, writing grant applications and requests, and participating in outreach workshops. After more than 15 years of sales and management experience in manufacturing, Rollason transitioned into nonprofit management serving as director of operations of a sizeable church, providing strategic planning and overseeing the capital campaign for funding the successful completion of an $8.5 million dollar education building. A native Floridian, Rollason remains active in the community, volunteering on various service projects and coaching youth sports. Rollason is a graduate of Valdosta State University.
As Community Development Loan Officer, Jim Walker underwrites community and economic development loans for Florida Community Loan Fund's commercial loan programs and provides support to FCLF's New Markets Tax Credit (NMTC) Program. Mr. Walker also provides technical assistance to borrowers throughout South and Southeast Florida.
Mr. Walker joined the Florida Community Loan Fund in 2010, bringing 25 years of community development finance and lending experience including structuring financing for multi-family housing, charter schools, community health clinics, and Historic and NMTC revitalization projects. Mr. Walker has served on Capitol Hill, where he was responsible for budgeting and international finance and development issues.
He is currently Vice-Chair of the Board of the Housing Leadership Council of Palm Beach County and serves on the board of several nonprofits. Mr. Walker received his BA from Harvard College and an MBA from Columbia University where he graduated in the top 5% of his class and was awarded membership to Beta Gamma Sigma, the academic honor society. He is a native South Floridian.

Mr. Black oversees all aspects of the Florida Community Loan Fund lending program, which includes its allocations of $362 million in Federal and State New Markets Tax Credits for community facilities and economic development; its $140 million in loan capital for commercial loans to support community and economic development in Florida. As Chief Lending Officer, Mr. Black has the primary responsibility for the organization's credit policies, loan production and for risk management in lending. He supervises the lending and portfolio management staff of the organization in its Tampa, Ft. Lauderdale, Melbourne, and Orlando locations.
Mr. Black began work for the Loan Fund in 2001. For 11 years prior to that, he specialized in the community development field for First Union National Bank. During that time, he assisted in the creation of several local SHIP affordable housing programs. Mr. Black also spearheaded the development of numerous loan programs, credit counseling programs and home ownership programs which brought together key nonprofit and government partners. He also provided integral assistance in the creation of 4 community development nonprofits across Florida. Currently, Mr. Black is a member of the Board of the New Markets Tax Credit Coalition, a national advocacy organization. He received his BA from the University of Florida in 1975.

Tammy Thomas joined Florida Community Loan Fund in August 2006. As CFO and member of the senior management team, Tammy is responsible for overall risk and asset management of the organization, accounting practices, financial and compliance reporting, budget preparation, tax and audit functions. She provides fiscal oversight and monitors capital deployment and loan portfolio risk. She is instrumental in negotiating investment terms and covenants, administration of closings, and oversight of all investor and CDFI Fund compliance reporting. In her tenure with FCLF, capital under management has grown from $38MM to $336MM. Ms. Thomas is responsible for asset management and loan servicing for FCLF’s $183MM NMTC portfolio.
Thomas has 25 years of experience in accounting, financial management, contract administration, and compliance reporting. Her extensive management background is the result of experience from both non-profit and for-profit industries, including membership associations, legal, and manufacturing. Ms. Thomas earned a degree in Finance and Business Administration from the University of Central Florida and an MBA from Crummer Graduate School of Business at Rollins College. She has participated on the Performance Counts working group, a CDFI industry-led collaborative effort to develop industry standards and best practices around financial statements and financial management. In 2014, Ms. Thomas was selected to participate in The Citi Leadership Program for Opportunity Finance.
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