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About Us

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The Florida Community Loan Fund (FCLF) is a state-wide Community Development Financial Institution (CDFI). Established in 1994 as a 501(c)(3), we are a mission-based non-profit organization dedicated to improving low-income communities throughout Florida by delivering flexible financing.

Our lending approach focuses on providing various types of financing to meet the needs of non-profit organizations and mission-based for-profit organizations that develop affordable housing, supportive housing, community facilities, and economic development projects. This financing can include loans for new construction, preservation, rehab, acquisition, lines of credit, and/or longer term permanent financing.

Our financing is made possible by FCLF's strong track record of performance and partnership with investors. These investors include foundations, religious organizations, financial institutions, government entities, trade associations, corporations and individuals – all of which support FCLF's mission in various ways. Their support includes permanent capital contributions, debt capital investments, equity equivalent investments, and general operating support contributions.

We invite you to learn more about the Florida Community Loan Fund, and to contact us if you have additional questions.

Our History

We were founded in 1994 to provide a statewide source of flexible financing...

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FCLF Board of Directors

Meet the FCLF Board with representatives from all over the state of Florida...

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FCLF Staff

FCLF staff bring a wide range of expertise and experience to the organization...

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Contact Us

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FCLF serves communities throughout Florida with a system of statewide offices...

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Our Impact

FCLF financing touches communities throughout Florida...

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FCLF Committees

FCLF maintains Standing Committees with representatives from our Investors, our Borrowers, and Technical Experts...

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FCLF News

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Check here for news about the impact of the Florida Community Loan Fund...

All News

Downloads and Resources

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Still can't find what you're looking for? Here are PDF documents and links to affiliates...

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About Us

  • Our History
  • Our Impact
  • FCLF News
  • FCLF Board of Directors
  • FCLF Staff
  • FCLF Committees
  • Contact Us
  • Downloads and Resources
    • FCLF Fact Sheets
    • Borrower Downloads
    • Investor Downloads
    • Annual Reports
    • Resources
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Many people in the areas in which we work and live have benefited greatly from the services provided by FCLF. Trustco wishes to recognize these achievements.

- Thomas M. Poitras, Vice President, Trustco Bank

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Contact Info

Main Office
501 N Magnolia Ave., Suite 100
Orlando, FL 32801-1364
Phone: 407.246.0846
Fax: 407.246.0856

More info at Contact Us

Also Serving the State of Florida with Offices in:
WEST FLORIDA  Tampa Area
SW FLORIDA
  Sarasota Area
S FLORIDA
  Fort Lauderdale Area
NE FLORIDA  Jacksonville Area

    Our Vision

    VISION: Every community in Florida is productive and sustainable.

    MISSION: The Florida Community Loan Fund harnesses the power of financial capital and human creativity to transform lives and communities.

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