
The Florida Community Loan Fund (FCLF) is a state-wide Community Development Financial Institution (CDFI). Established in 1994 as a 501(c)(3), we are a mission-based non-profit organization dedicated to improving low-income communities throughout Florida by delivering flexible financing.
Our lending approach focuses on providing various types of financing to meet the needs of non-profit organizations and mission-based for-profit organizations that develop affordable housing, supportive housing, community facilities, and economic development projects. This financing can include loans for new construction, preservation, rehab, acquisition, lines of credit, and/or longer term permanent financing.
Our financing is made possible by FCLF's strong track record of performance and partnership with investors. These investors include foundations, religious organizations, financial institutions, government entities, trade associations, corporations and individuals – all of which support FCLF's mission in various ways. Their support includes permanent capital contributions, debt capital investments, equity equivalent investments, and general operating support contributions.
We invite you to learn more about the Florida Community Loan Fund, and to contact us if you have additional questions.

Many people in the areas in which we work and live have benefited greatly from the services provided by FCLF. Trustco wishes to recognize these achievements.
- Thomas M. Poitras, Vice President, Trustco Bank
Main Office
501 N Magnolia Ave., Suite 100
Orlando, FL 32801-1364
Phone: 407.246.0846
Fax: 407.246.0856
More info at Contact Us
Also Serving the State of Florida with Offices in:
WEST FLORIDA Tampa Area
SW FLORIDA Sarasota Area
S FLORIDA Fort Lauderdale Area
NE FLORIDA Jacksonville Area
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